Financing

Where To Start?

One of the best things you can do to kickstart building your dream home is to know your budget. Explore your loan options before meeting with a sales consultant so we can best help you plan out everything you would like to incorporate into your home to stay within budget. Our knowledgeable sales consultants will put together an incredibly detailed quote with no hidden costs so you can decide where to add or remove items that are most important to you.

Your financial investment will be made up of the cost of land, sitework (excavation, well/septic, ect.), cost of the home plan you choose to build, and any added features that are important to you that are outside of our many standard options. Some of these additional features to think about are fireplaces, tile showers, deck, a finished basement, or other special things that make a house into your home.

Our customers have worked with great local financing partners, who can help make the home of your dreams happen.  Not all financial institutions are familiar with new home construction. Our customers relay that they have the most success working with small local lenders as opposed to large global or web-based banks. Our reputation for building in Central Pennsylvania and surrounding areas has made Brookside Homes a well-known name to many banks and credit unions that you may already do business with. For the largest investment of your life, we encourage you to reach out to local lenders to see which one is the best fit for you and your new home mortgage loan needs. Listed below are just a few financial institutions that have been highly recommended by our customers.  

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LMC Home Loans

Sally Watson has worked with Brookside Homes' customers for over 2 decades!  LMC offers Brookside Homes' customers the "DDIGG" (DIG) program.  An acronym meaning, "Don't Delay In Gaining Ground", it provides qualified applicants a unique advantage over bridge loans of the past.  It allows customers to continue living in their current home while their new home is being constructed while making only one payment.  New Home Construction for VA eligible clients is made possible with LMC.  Sally has extensive experience in VA lending for new home construction and is very passionate about sharing the benefits of this program.   

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Citizens & Northern

Mortgage Loans may seem overwhelming, but C&N Bank's pleasant and knowledgeable staff makes the lending process understandable and easy to manage.  They have convenient locations throughout Lycoming, Bradford, Sullivan, and Tioga counties.  C&N staff are familiar with Brooksides' distinguished reputation and quality construction, and client feedback reveals excellent service by their team. Reach out to them to begin your prequalification process today!  

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Susquehanna Community Bank

Brookside Homes' customers have been working with Susquehanna Community Bank for over a decade.  Formerly known as West Milton State Bank, Susquehanna Community Bank has a long, positive history providing residential loans for many of our homeowners.  Ask about their Heroes Home Advantage™ program and their Mortgage Program for Medical Professionals.  

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First Commonwealth Bank

First Commonwealth Bank

First Commonwealth Bank has been brought to our attention by customers in Clearfield County; however, First Commonwealth also has branches in Clinton, Lycoming, Montour, and Union Counties. Noted by customers to be attentive and quick with mortgage turnaround times, take a moment to visit their website to learn more.

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FNB.

First National Bank

FNB's Peggy Brouse is a lifelong resident of central Pennsylvania, has an extensive background in local new home construction loans, and has worked with many Brookside Homes' clients. Reach out to Peggy to learn more about a single closing construction/mortgage loan, low down payment options, as well as other available programs that can best meet the needs of you and your family.

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Mid Penn Bank

More and more clients are choosing to use Mid Penn Bank for their mortgage needs.  Ease of use and staff relations are the highlighted reasons for choosing this financial institution.  Find out how you can benefit from their friendly, experienced staff by completing their prequalification on-line form.  

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